The All-In Insurance is only offered to a player if all the following criteria are met:
- You are the sole favorite (by hand) to win the largest pot when you go all-in
- The odds of your hand being beaten is 2 or higher
Once players commit to taking out All-In Insurance, they commit to taking it for all subsequent streets as long as they remain the pot favorite. For example if you remain the pot favorite after taking out insurance on the turn, mandatory insurance will be take effect and you may be unable to exclude outs on the river.